Retirement Planning

The definition of what constitutes “retirement” is ever-evolving, and carries many different meanings for different people. Whether your definition of retirement means golfing, traveling, a retirement condo in Florida, starting a new small business, or seeing the grandkids more – there must be planning involved, and the sooner the better for achieving your retirement financial goals.

One fact is certain: Individuals must be responsible for their own financial future and for that life period when they no longer work to earn an income. Pension and defined benefit plans are disappearing, and defined contribution plans – putting the onus of financial responsibility on individual employees – are now the norm.